Screenshots
About monobank
monobank is a mobile banking app serving over 6.5 million users in Ukraine. Get instant access to digital banking with virtual cards ready to use in seconds or physical cards collected from local branches. Registration takes just minutes using the Diya service—some users complete setup in under 2 minutes.
Manage your money without the friction of traditional banking. Cancel payments in 10 seconds if you change your mind. Pay bills and transfer money with a gesture-based system. Open foreign currency accounts without visiting a branch, and convert between currencies on the fly for international purchases. The app handles payment details automatically, so you skip manual entry every time. A mini-chat with payment recipients adds a layer of verification when you need it.
Earn real savings on everyday transactions. Commission-free card payments and utility top-ups mean your money goes further. Cashback rewards from multiple partners stack up across categories. Budget-friendly elite cards include lounge access, and you can split bills with friends instantly. Donate to causes directly through the app, with the option to do so silently using cashback.
Customize your banking experience to match your lifestyle. Choose from unique patriotic card designs optimized for Google Pay. Enable dark mode for comfortable viewing in any light. Tag and track expenses for a clear picture of your spending. Access real-time notifications about traffic fines, electronic bank statements, and card activity. Teach children about money with dedicated children's cards.
Advanced features cover life's details. Purchase eSIM, OSCPV insurance, and Green cards in seconds. Split large expenses into installments. Earn rewards simply by using your card. The app's financial dashboard keeps your accounts organized and transparent.
Pay with confidence knowing your card security is in your hands. Customize security settings to your preferences. The app's support team responds through your favorite messengers, ensuring help when you need it.
Designed for Android 12L and higher, monobank combines a straightforward interface with robust banking tools. No hidden fees on core transactions. No complex processes. Start using monobank today and experience banking built around what matters to you.
Pros & Cons
Pros
- Virtual cards issued instantly, physical cards available for branch pickup
- Commission-free card payments and utility bill transactions
- Gesture-based payments and bill splitting simplify everyday transfers
- Quick registration via Diya service, some users complete setup in minutes
Cons
- Requires Android 12L or higher, excludes users on older devices
- Registration depends on Diya service integration, which may limit access outside Ukraine
- Real-time notifications and card activity tracking require persistent app connectivity
- Foreign currency accounts and eSIM purchases add complexity beyond core banking
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